On MTN Merchant SIMs, incoming payments are separated into
two different wallets:
- MoMoPay
Account - receives payments made to the Merchant ID / TILL
- Main
Account - receives payments made to the merchant's mobile number
If you want to move funds from your MoMoPay Account to
your Main Account, SaylorPay automates the entire process in seconds.
To do this, follow the steps below;

Step 1: Launch SaylorPay & enable Merchant Mode
Open the SaylorPay app and enable Merchant Mode if it isn't
already active

Step 2: Navigate to Self Transfer

Step 3: Choose Your Network
Select “MTN” as the network you are making the
transfer within.

Step 4: Choose Transfer Type
Tap once on the down-facing arrow and select “MoMoPay to
Main Account”.

Step 5: Enter the Transfer Amount
Input the amount you wish to transfer.

Step 6: Initiate the Transfer

Step 7: Authorize with Your PIN
When prompted, enter your Mobile Money PIN to approve
and complete the transfer.
✅ Transfer Complete!
In just a few taps, you've successfully moved funds from
your MoMoPay Account to your Main Account - fast, secure, and seamless
with SaylorPay.
Prefer watching rather than reading? Checkout our
full step-by-step video tutorial below
Saylor