Sending money on MTN with SaylorPay is fast, secure,
and incredibly easy.
No need to memorize USSD codes, no internet connection required - you can complete your transfer in less
than 30 seconds.
Follow these simple steps to send money on MTN using
the SaylorPay app:

Step 1: Open the SaylorPay App

Step 2: Enter or Select the Recipient’s Number
- Type
in the recipient’s phone number manually or
- Choose
the number directly from your phonebook.
Important Note on
Ported SIMs:
SaylorPay detects the mobile network based on standard network prefixes:
- MTN:
053, 054, 055, 059, 024, 025
- Telecel:
020, 050
- AirtelTigo
(Glo Ghana inclusive): 026, 027, 056, 057, 023
If the number has been ported to a different network,
you must manually correct the network selection before proceeding.
Example:
If a number starts with 054 (MTN prefix) but has been ported to Telecel
or AirtelTigo, SaylorPay will still detect it as MTN.
To avoid transaction errors, you must reselect the correct network manually.
Failing to do this may result in a failed transfer because
the phone number is no longer on the MTN network, despite its prefix.

Step 3: Enter the Amount
Input the amount you wish to send.

Step 4: Add a Reference
Choose one of two options:
- Enter
a custom reference manually
- Or
tick the “Auto-generate Reference” checkbox to let SaylorPay
generate a unique reference automatically.

Step 5: Select the Network
Choose “MTN” as the network to send money
from.

Step 6: Initiate the Transfer

Step 7: Enter Your Mobile Money PIN
When prompted, enter your Mobile Money PIN to
authorize and complete the transaction.
Done!
With SaylorPay, sending money on MTN is now effortless,
secure, and lightning-fast - just the way it should be.
Prefer watching rather than reading? Checkout our full step-by-step video tutorial below
Saylor